Gold IRA

Invest in something you can hold to boost your chances of achieving long-term financial goals.

Considering a Gold IRA

Investing in a Gold IRA is a wise move for those seeking portfolio diversification, wealth protection, and a shield against market ups and downs. Adding gold to your investments can lower risk and enhance your prospects of reaching your long-term financial targets. Moreover, owning gold in an IRA can lead to substantial tax advantages.

Avoid waiting for inflation to erode the value of your money or relinquishing control over your purchasing power. There’s no better time than now to consider transferring your IRA to a Gold IRA.

To meet the eligibility criteria for IRA-approved precious metals, the following minimum fineness standards must be satisfied:

Gold should possess a minimum purity of 99.5%, silver must exhibit a purity of at least 99.9%, while both platinum and palladium must meet a minimum purity of 99.95%.
Precious metal bars, rounds, and coins must be fabricated by a refiner, assayer, or manufacturer that holds accreditation or certification from NYMEX, COMEX, NYSE/Liffe, LME, LBMA, LPPM, TOCOM, ISO 9000, or a national government mint, while also adhering to the specified minimum fineness standards.
Proof coins need to be securely encased in their original mint packaging, which should be in excellent condition, and they should also include the certificate of authenticity.
Non-proof (bullion) coins must be in a brilliant uncirculated state and must be free from any damage.

IRA Approved Gold

Not all gold coins, proof coins, bars, and rounds are created equal. In order to be eligible, the products must meet a specific fineness requirement of .995, with the exception of American Eagles. However, there are many qualified precious metals that can be placed in a Gold IRA. Though IRAs were once limited to only holding American Eagle products, today, IRAs include all IRS-permitted gold, silver, platinum and palladium products. Thanks to the Taxpayer Relief Act of 1997 which expanded the precious metals holdings allowed in IRAs to include one, one-half, one-quarter or one-tenth ounce U.S. gold coins and one-ounce silver coins minted by the U.S. Treasury Department, along with certain foreign coins.

At Western Gold Capital you’ll never pay retail and you will always work directly with highly experienced team members. Leading industry professionals with a wealth of experience, we’ve held senior positions at the largest retail precious metals firms in the U.S. We eliminate multiple layers of executive and shareholder compensation and work directly with you to secure the most competitive pricing on gold and silver. For more information on IRA-eligible gold coins, proof coins, bars, and rounds or to learn more about rollovers, transfers, and other Gold IRA details.

AMERICAN GOLD EAGLE MONSTER BOX

The classic American Gold Eagle coin has been a staple in collectors’ portfolios since its release in 1986 when its iconic design took the bullion world by storm. Each American Gold Eagle is made of 91.67 percent fine gold with an additional alloy of 3 percent silver and 5.33 percent copper making it a more durable coin.

Each coin’s weight, purity and content is guaranteed by the U.S government, backed by the U.S. Mint, and is IRA eligible. The 1 oz American Gold Eagle has a face value of $50 and is considered legal tender.

AMERICAN EAGLE BULLION / COINS

The 2022 Gold American Eagle is is struck from 1oz. of 99.99% pure gold and is the official gold bullion coin of the United States of America. First minted in 1986 and issued by the US Mint, this coin comes in four weights: one ounce, half ounce, quarter ounce, and tenth ounce.

U.S. BUFFALO BULLION COINS

The American Buffalo, also known as a gold buffalo, is a 24-karat bullion coin first offered for sale by the United States Mint in 2006. This was the first time the United States Government minted pure (.9999) 24-karat gold coins for the public. this coin comes in four weights: one ounce, half ounce, quarter ounce, and tenth ounce.

CREDIT SUISSE PAMP SUISSE BARS

PAMP SA Company is an independently operated precious metals refining and fabricating company and member of the MKS Group. It was established in 1977 in Ticino, Switzerland. PAMP bullion bars come in various weights and sizes to suite the various needs of its owners.

1 kilo bar of Gold

As an investment-grade bullion product, 1 Kilo Valcambi Cast Gold Bars represent one of the growing number of gold bullion products that investors crave during times of rough economic upheaval.

Gold is referred to by many as a safe-haven metal. The term is indicative of the long-term value of gold. At its purest level, gold holds its intrinsic value over time regardless of the ups and downs of modern markets. When those markets struggle and fiat currencies retreat or collapse, gold tends to increase in value.

1/4 oz Rose Crown Guinea

This coin has a history spanning over three and a half centuries when it was first released. It was reissued in 2017 by Saint Helena and The East India Company as a tribute coin. The originals were around at the same time King George II held his throne. Today’s “Rose Crown” gold coins are a quarter ounce each and made with 999.9 pure gold.

The 1/4 oz. Gold Great Britain “Rose Crown” Guinea you receive will be of our choosing, limited to stock on hand.

BRITISH BRITANNIA COINS (2013 AND NEWER)

Britannia is the female representation of Britain and has been the modern face of bullion since 1987. The history of this icon begins with her appearance on the coins of Hadrian, around AD 119, as the symbol of a new province and people. This this coin comes in four weights: one ounce, half ounce, quarter ounce, and tenth ounce.

AUSTRALIAN KANGAROO COINS

The Australian Gold Kangaroo Coins made their debut back in 1986. Even after all these years, Perth Mint’s Kangaroo Gold Coins are still considered one of the best gold coin sets to collect. Not only do they feature a beloved Australian marsupial but they’re also indicative of the fine quality of bullion products struck by the Perth Mint.

AUSTRIAN PHILHARMONIC SERIES COINS

The gold Vienna Philharmonic was first offered on October 10, 1989, and was initially minted in two sizes: one-ounce and one-quarter ounce. The one-tenth and one-half ounce coins were added in 1991 and 1994. The Vienna Philharmonic is currently the only European bullion coin with a face value in euro

CANADIAN MAPLE LEAF COINS

The Gold Maple Leaf bullion coin is struck by the Royal Canadian Mint from 1 oz. of .9999 pure gold and was first minted in 1979 to meet growing demand for investment-grade gold bullion coins. This coin features the iconic maple leaf, a symbol which is often used to represent Canada and is synonymous with Canadian identity.

Frequently Asked Questions

What retirement accounts are eligible for Rollover or Transfer?

You can rollover or transfer the following types of accounts into a precious metal IRA:

Traditional IRA
401(k)
401(a)
403(b)
457(b)
TSP
SEP IRA
Non-IRA investment accounts (e.g. brokerage account)

Note: The IRS rules regarding precious metal IRAs require that the precious metal held in the IRA meet certain fineness standards and be stored with an IRS-approved depository.

Why Do I Need a Custodian?

A custodian is required for a precious metal IRA because the Internal Revenue Service (IRS) regulations state that all self-directed IRAs, including precious metal IRAs, must be held with a custodian. The role of the custodian is to oversee the management and administration of the IRA, ensuring that all transactions and investments meet the IRS rules and regulations. The custodian is also responsible for holding the precious metal and ensuring that they are stored in an IRS-approved depository. This helps to ensure the safety and security of the assets in the IRA.

Why Do I Need to Use a Depository?

A depository is required for a precious metal IRA because the Internal Revenue Service (IRS) regulations state that all precious metal held in a IRA must be stored in an IRS-approved depository. The purpose of using a depository is to ensure the safety and security of the assets in the precious metals IRA, and to provide an independent third-party storage solution for the precious metals.

The role of the depository is to hold and protect the precious metal investments, and to provide periodic statements and valuation reports to the custodian and the IRA owner. The depository is also responsible for the proper insurance and security of the precious metal, including any necessary measures to protect against theft, loss, or damage.

By using an IRS-approved depository, the assets in the retirement funds are kept separate from the custodian’s own assets and are protected in the event of bankruptcy or other financial difficulties. Additionally, having the precious metals held in a depository helps to ensure that the investments meet the individual retirement account rules and regulations for self directed IRA.

How Do I Sell My Precious Metal?

Precious metal are insured real property much like your home. However, unlike your home, which is limited to a very narrow pool of buyers, i.e. that specific property, at that specific price, in that specific zip code, etc., gold is recognized as money the entire world over. In fact, Gold is the second most traded commodity in the world after oil.

You can sell as much or as little of your precious metals to anyone, at any time, anywhere in the world. Where Western Gold Capital will be happy to provide an offer to buy back your metals, you are in now way obligated to sell back to us.

Can I Have The Metals Sent to My House?

Absolutely! You can definitely have your precious metals delivered to your home. There are several different options and pathways to achieve this. Our experts will be happy to go through these options with you.